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Terms & Privacy

Privacy Policy

At PayNote, we take your financial privacy seriously. Since our app is focused on informal debts and personal projects, we ensure that your data is encrypted and never shared with third-party advertisers.

  • Data Minimization: We only collect the information necessary to provide tracking services.
  • Encryption: Your financial records are encrypted both in transit and at rest.
  • No Sale of Data: We do not sell your personal or financial information to anyone.

Terms of Service

By using the PayNote waitlist and app, you agree to the following basic terms:

  • PayNote is a tracking tool and does not provide financial or legal advice.
  • Users are responsible for the accuracy of the records they input.
  • We reserve the right to update our services to better serve our community.